High Risk Merchant Services

Ever have someone call you and ask for a price and never hear from them again?  How would you like to make them choose your business first–among ALL of your competitors–regardless of your price?  Reverse Layaway™ can do this for you…You may or may not need to deal with high risk merchant services.

According to CNN, 58% of Americans in the 2011 Recession don’t have the cash or credit to make a $500 purchase today.  This isn’t news to you if you are in business because you see your revenues down as a result of lower incomes, higher unemployment and rapidly shrinking credit lines–if they are even available at all.

All transactions are performed and backed by a Multi-Billion dollar FDIC insured bank so your Income is Guaranteed when the  customer is approved.90% approval rate - only takes  seconds to find out.

Reverse Layaway doesn’t require a big, scary investment to implement!

This means You CAN’T sell into 58% of the market in 2011.

Unless you have Reverse Layaway

Reverse Layaway is a fast and simple payment processing technology to implement into your business and is ready to add more revenue to your business within minutes.  If you are a more sales-focused business (perhaps you have an outside sales force), the annualized increase could easily be $100,000 or more depending on what you sell and your price points–some merchants have seen $40,000+ sales increases in one month alone! (no kidding–we’ll show you their redacted statements–just call us!)

Anatomy of a Reverse Layaway Transaction

1) You (or your sales representative) and your new customer agree on an easy payment plan that fits the customer’s budget and the customer writes the checks to cover those future payments. 


2) You run the customer through the system by simply sliding the checks to be scanned into the hardware and entering the dates and amounts of the payments and you get an answer back within seconds–just like entering a card transaction. ~90% of customers are approved because there is No Credit Check! 


3) Once they are approved, you ring ‘em up just like normal and give them the product or service they want because at that point you know that all of their payments to you are guaranteed to be deposited into your account by our multi-billion-dollar nationwide FDIC-insured payment processing bank.  All payments are converted into electronic transactions  and performed automatically on the dates you and your customer agreed to and you will never have to go to the bank to make a deposit ever again (except for cash).  If one of the payments “bounces”, the funds will be deposited into your bank account on the 5th or the 20th of the month by our bank–whichever date is closer.

Once you get the approval on our hardware at the point of sale, the total amount of the sale is guaranteed to be deposited into your account –even if every payment “bounces”!

You simply keep a small file on each customer with the 3 required documents and the Customer Agreement–a simple 1-pager that a teenager could fill out in less than a minute, then you have all of your bases covered–no more work for you and only guaranteed payments coming into your account.


4) Tell the next customer that calls or walks in about your Reverse Layaway No Credit Check Easy Payment Plan and incorporate it into your marketing and advertising–especially your sales pitches–get the word out and watch how many people come to you because MONEY IS AN ISSUE FOR YOUR CUSTOMERS in 2011!


Always look out for high risk merchant services